ATTORNEY-ENGAGED CREDIT REPAIR

  

  • Improve your score without the hassle
  • Remove damaging collections, bankruptcies, and charge-offs
  • Get approved for the loan you want

HOW WE HELP YOU GET APPROVED

Juggling financial obligations, especially when combined with low wages, unemployment, or unexpected expenses, can have a negative impact on your credit in a variety of ways. Life can throw curveballs at any of us, and when faced with unexpected bills or expenses, your financial situation can quickly deteriorate.

It happens to even the most fiscally responsible people. At The Phenix Group, our experienced group of credit analysts will assess your entire financial picture, combing through your reports to challenge inaccurate, outdated, or unverifiable information that may be negatively impacting your score.

Our credit specialists will negotiate on your behalf, drawing on consumer protection laws and our extensive industry experience, to help you rebuild your financial standing and free yourself from the constraints of bad credit. We recognize that everyone’s challenges are unique, which is why we develop personalized solutions aimed at meeting your specific requirements.

It is critical to be patient throughout the process; there is no quick fix for rebuilding your credit. It could be a few months or several years. However, as the adage goes, good things take time. And we promise it will be worth every second of your time.

WE MAKE CREDIT REPAIR SIMPLE

We take an all-encompassing approach. Credit reporting agencies (CRAs), creditors, and any third-party collectors who may have tagged your credit are all included in our process. Pursuing erroneous information across all platforms yields permanent results by tracing accounts to their root, and once removed, discourages the data provider from re-reporting the information.




A SPECIALIZED PLAN FOR EVERY SITUATION

The Phenix Group is dedicated to assisting you in navigating turbulent waters and improving your financial situation. Every client has a unique story, one that is filled with unexpected medical bills, unexpected unemployment, or unforeseen events that can quickly spiral into financial hardship. We are not only an educational resource but also a partner in assisting you to make sound financial decisions in order to improve your credit score and achieve your objectives.

START REPAIRING YOUR CREDIT TODAY

HOW MUCH DOES CREDIT REPAIR COST?

The beauty of our customized credit repair is that we can work within each individual’s budget to find cost-effective solutions that produce results. We’ll dig into your credit history with our free credit analysis to provide options tailored to your needs – all while keeping your finances in mind.

How does credit repair work?

Credit repair companies work with credit bureaus and creditors to dispute the accuracy of negative items that affect your credit score. The majority of businesses will only “dispute” items on your credit report. You can complete this task on your own. Attorneys will be involved in professional credit repair services, as well as a thorough audit of how your accounts are reporting.

Should I hire credit repair companies?

Credit restoration is not for everyone. Some credit repair companies will enroll customers whether or not they are a good fit. It’s possible that you won’t need to hire a company. At Phenix, we provide a detailed credit analysis to determine the best plan for your specific needs – free of charge.

Can credit repair companies really help?

Yes, attorney-backed credit repair companies can save you time and ensure you’re doing everything correctly by assisting you in identifying and gathering the necessary evidence. Not all credit repair companies are the same. At Phenix, we only accept clients who we believe we can assist.

How long does it take to repair credit?

Credit restoration can take as little as three months or as long as a year if you are a good candidate. It is determined by how negative accounts are reported on your credit report.

How much does credit repair cost?

The cost of credit repair varies depending on the company. Companies that do what you can do for free (dispute accounts) will charge you between $99 and $500.
If you are a good fit, the cost of attorney-backed credit repair can range between $1,000 and $3,000. It is always a good idea to obtain a free credit analysis to determine your options.

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